And it continues:
And the last segment:
Think about it. Humans can plan their future lives and behavior. But what factors shape those plans and the resulting behavior? More and more the answer to that question is that we plan and organize our behavior - not towards what we as individuals believe would be best for us, our families or our society but for what the bankers will pay for and how we will have to pay them back.
And why to the bankers lend us the money we need to invest in our own futures? Because it will make them richer.
The first motivation of much of our modern society is to make bankers richer. Do they try to loan towards the best possible lives and society? Yeah, if it will make them richer and if they can predict the payoff they will get!
So are bankers evil?
Not in my opinion. But they are human. They are motivated by their own personal wealth, and they look back to the propaganda of Adam Smith's "Invisible Hand." And it's not in their personal advantage to question Adam Smith. Instead they read financial statements and credit reports while ignoring the human cost of their behavior. They are quick to see the human benefit, but blind to the human cost.